Updated November 6, 2026.
Now Guaranteed is the name and operator of this website and loan referral service. We provide information about borrowing and a way to request consideration from participating providers. A lender decides whether to offer a loan and what terms to offer.
A request is not an approval or a promise of funds. Read the notices presented with the request form, then review any lender's rates, fees, repayment schedule and agreement before deciding whether to borrow.
The Now Guaranteed name does not mean that approval, a particular amount or a funding time is guaranteed.
This website continues the Now Guaranteed brand and site. No legal succession, company transfer or assumption of another entity's obligations is asserted.
Historical records and earlier provider information
The records below concern earlier website disclosures and Zero Parallel, LLC. They explain the documented history; they are not current operator, contact, license or staff statements for NowGuaranteed.com.
2017: company regulatory record
On September 6, 2017, the Consumer Financial Protection Bureau issued a consent order against Zero Parallel, LLC concerning its lead aggregation practices, with a $100,000 company penalty and conduct restrictions. Read the official action summary and company order, file 2017-CFPB-0017. The order contains conditional termination language; its present force is not asserted here.
2019: California record and archived website provider
The California Department of Business Oversight's amended order was dated February 21, 2019. A settlement effective March 1, 2019 set a $110,000 penalty and required cessation of specified California-consumer referrals to lenders licensed under the California Financing Law or California Deferred Deposit Transaction Law. Read the amended order and settlement. The amended order superseded the December 2018 order. OAH 2019010429 and agency 60DBO-58968 are case identifiers, not licenses.
These are entity-level historical proceedings and do not name NowGuaranteed.com. No present unlawful status or current licensing conclusion follows from this account.
The Terms captured May 17, 2019 expressly named Zero Parallel, LLC as website provider. The contact page captured the same day listed [email protected], (888) 775-0859 and 1125 E. Broadway #545, Glendale, California 91205. The phone and address are historical records, not current contact instructions. The current support email above is separately identified for today's service.
2020: the archived marketplace description
The homepage captured May 13, 2020 described a marketplace connecting users with lenders and qualified approval claims. That was the website's historical self-description, distinct from a regulator's assessment of covered activities.
2026: research snapshot and present brand continuation
A November 5, 2026 research check recorded Zero Parallel's own published corporate contact as [email protected], (855) 295-4386, 505 N. Brand Blvd., 16th Floor, Glendale, CA 91203. The company contact page, corporate Terms and corporate Privacy Policy are retained here as source references concerning that historical provider. Its terms included differing notice-address details; those details are not adopted for this website.
On November 6, 2026, current site information was revised to identify the operator as NowGuaranteed.com and describe continuation of the brand and website. No documented legal transfer or succession is claimed.
Dated professional references associated with the historical provider
These profiles document what the linked sources say. None designates an author, reviewer, licensed adviser or current member of the NowGuaranteed.com team.
Davit, also known as David, Gasparyan
A September 2017 CFPB announcement identified Gasparyan as Zero Parallel's president and primary owner. This is a historical role, not current employment confirmation. His separate individual T3Leads matter must not be combined with the company's $100,000 penalty.
Michael Cordova
The February 2019 settlement identifies Cordova as corporate counsel and authorized signatory. His current employer and professional license details have not been verified here.
Sevada Markosyan
Markosyan publicly announced a CEO role at Zero Parallel and later stated that his time there had ended. His departure announcement supports a former role. An exact departure date is not established here.
Amanda Beltran
The Los Angeles Business Journal's July 29, 2026 profile identified Beltran as Director of Affiliate Relations at Zero Parallel. This dated publisher description is not a lending credential or an editorial assignment for this website.
Hiko Akopyan
The LendAPI partner listing, checked November 5, 2026, identified Akopyan as Senior VP, Client Relations at Zero Parallel. It does not establish current employment at NowGuaranteed.com or a financial-services license.