Looking For Top Payday Loans?
If you're searching how to borrow money over the short-term online, then you'll want to make sure you find the top payday loans available. It can be quite a daunting task when there are so many options and so many false promises, especially when you need cash quickly.
The good news is, there are legitimate direct lenders out there ready to offer realistic terms with deposits in as fast as 24 hours!
Let's take a closer look at what they offer and how you can apply...
Borrow Between $100 and $1,000 to Bridge the Gap until Payday
The lenders in our network can offer you between $100 and $1,000 in the form of a payday loan. Unlike traditional installment loans that are repaid over the long-term, in installments, payday loans are repaid over the short-term in one lump sum.
If approved you could receive the cash within 24 hours and will be required to repay it within 2 to 4 weeks. As long as it is repaid on the agreed date, you will have just a single finance charge to pay on top of the principal.
But what are the benefits of payday loans?
Payday Loans are Perfect for those Unexpected Expenses
The problem with banks and other traditional lenders is they want you to take on large loans over a long period of time. This makes sense if you're making a particularly big purchase like a new car, traveling the world, starting a business etc. But what if you just need to cover this week's grocery bill?
This is where payday loans come in.
As suggested by the name, payday loans are designed to cover your day-to-day expenses until your next paycheck is issued. This is why payday lenders offer smaller amounts that are repaid in full within 2 to 4 weeks.
They are the perfect lifeline if you're faced with unexpected bills, have accidentally overspent, or you need to buy something, but your payday is still a few weeks off.
They are especially useful if you don't have a credit card and can't borrow from friends and family.
Ok, so a payday loan might suit your situation, but where do you find the top payday loans?
Tap into our Network of the Best Payday Lenders
With all the horror stories surrounding payday loans, you may be wondering if there actually are any good payday loan companies out there.
That's where we come in.
At NowGuaranteed we've done all the hard work for you, compiling a network of legitimate direct lenders, offering only the best online payday loans.
What's more, because we take your details first via our simple web form, you don't have to waste time applying with individual lenders and shopping around for the best terms.
We'll attempt to match you in a matter of minutes and then you'll know on-screen who's willing to make you an offer.
And if you change your mind, you're free to walk away with no obligation at any point before digitally signing the lender's contract.
No False Promises
You may have seen some payday loan websites promoting impossible things like "no credit check" or "instant approval."
The lenders we work with offer the most trusted payday loans online and never make promises they can't keep.
However, we still think you'll be satisfied with their service. Because while they will carry out some form of credit check, having bad credit will not result in an automatic rejection. Instead, lenders take in to account the full range of details you provide in your application (employment status, income level etc), and only then will they make a fair decision.
The only requirements you must meet to be eligible are that you are over 18 years of age, are a legal US resident, and have a stable form of income. You will also need a bank account in your name for the loan to be quickly deposited.
That's all there is to it!
Prevent Emergencies with Fast Online Applications
Our lenders understand that when you're searching for payday loans online, you're probably in an emergency situation and need cash quickly. That's why all of the hurdles have been removed and you can complete the entire application process online.
All you have to do is fill out our loan request form, wait no more than a few minutes to see if you have been matched, and then complete the online application on the lender's page.
You will know on-screen if you have been approved or not and can sign the contract using a digital signature.
As long as you apply during the working week, you are likely to see the cash in your designated bank account the very next morning!
Best Payday Loans for your Situation
Our lenders realize that everyone's situation is unique, that's why they don't try to offer a one size fits all solution. When you use our loan request form you are free to choose an amount between $100 and $1,000 that suits you, and depending on when you get your next wages, this can be repaid between 2 and 4 weeks.
The offer our lenders make will also be based on the information you submit in your application, so if they feel you have chosen an amount that might be difficult to repay, they'll offer more realistic terms. That way, everyone's a winner.
Repayments to made to our lenders are completely automated, so you don't have to deal with the hassle of writing a check or making a manual bank transfer.
When you sign-up you will be asked to provide the details of a checking account in your name. This will be used to quickly make the loan deposit and will later be used to take the repayment in full.
To make things run smoothly it is a good idea to use the same bank account that your wages are paid in to and ensure that the repayment date aligns with the date you are paid.
Just like any loan, there may be added charges and collection proceedings if you fail to make the repayment on the agreed upon date.
Get Started Today
If you need to borrow a small amount of cash over the short-term, then you've come to the right place. We can tap you into a network of over 100 lenders, offering some of the top payday loans between $100 and $1,000 on the web.
Apply today and you could see the cash in your account on the next working day!